- Money
I Got a $12K Raise and Had Less Money Two Years Later. Here Is the Math.

Every raise you have ever received came with a choice. You chose the apartment, the car, the dinners. You could have chosen freedom. Here is the math on what that cost.

Every raise you have ever received came with a choice. You chose the apartment, the car, the dinners. You could have chosen freedom. Here is the math on what that cost.

You do not have a budgeting problem. You have a self-soothing problem dressed up as consumer behavior. The 72-hour rule does not stop you from buying. It stops you from hiding.