1. Introduction
These Terms & Conditions (“Terms”) govern your access to and use of the website operated by Abraham Ojo (“we,” “us,” or “our”). By browsing or using this site, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you disagree with any part of these Terms, you must discontinue use immediately.
You represent and warrant that you are at least 18 years old and legally capable of entering into binding contracts. These Terms also incorporate, by reference, our Privacy Policy and Cookie Policy.
2. Key Definitions
For purposes of these Terms: (a) “Site” means the website, any related digital platforms, and associated services operated by or on behalf of Abraham Ojo; (b) “Services” means all content, communications, products, offerings, events, or programs promoted or delivered through the Site; (c) “User” or “you” means any visitor, subscriber, or customer accessing the Site; (d) “Content” means any text, graphics, audio, video, code, or materials available on the Site; (e) “Affiliates” means any entity that controls, is controlled by, or is under common control with us; and (f) “Marketing Partners” means trusted third parties engaged to provide marketing, analytics, communications, or related support.
3. Intellectual Property & Acceptable Use
Unless otherwise stated, all Content is owned by us or our licensors and is protected by copyright, trademark, and other intellectual property laws. You may access Content solely for personal, non-commercial use. You agree not to reproduce, distribute, modify, translate, create derivative works from, publicly display, or exploit any Content without our express written permission.
No license or right to use any trademark, service mark, or logo is granted by implication or otherwise. Unauthorized use of any protected material may violate applicable law and could subject you to civil and criminal penalties.
4. Prohibited Conduct
You agree not to engage in any conduct that:
- Interferes with or disrupts the Site or Services.
- Attempts to gain unauthorized access to the Site, user accounts, or computer systems.
- Uses any automated means to scrape, harvest, or collect data from the Site (except where we permit such activity in writing).
- Infringes or misappropriates intellectual property or other proprietary rights of us or third parties.
- Violates applicable law, regulation, or governmental order.
5. Registration, Communications & Accounts
If any portion of the Site requires registration, you must provide accurate, current, and complete information and maintain the confidentiality of your credentials. You are responsible for all activity that occurs under your account.
By submitting contact details—such as when subscribing to a newsletter or requesting resources—you expressly consent to receive electronic communications from us, our Affiliates, and our Marketing Partners acting on our behalf. These communications may include promotional messages, product updates, and announcements. You may opt out at any time via the unsubscribe link in our emails or by contacting us directly; opting out will not apply to transactional or legally required notices.
We reserve the right to suspend or terminate access to any User who breaches these Terms or misuses the Services.
6. Links to Third-Party Sites
The Site may contain links to third-party websites or services that are not owned or controlled by us. We are not responsible for the content, policies, or practices of such third parties, and your interactions with them are governed by their respective terms. Inclusion of links does not imply endorsement.
7. Privacy & Cookie Policies
Your use of the Site is also subject to our Privacy Policy and Cookie Policy, which describe how we collect, use, and share information about you. By using the Site, you consent to such processing and warrant that all information you provide is accurate.
8. Availability & Disclaimers
The Site and Services are provided on an “as is” and “as available” basis without warranties of any kind, express or implied. We do not guarantee that the Site will be uninterrupted, secure, or free from defects, malware, or other harmful components. You use the Site at your own risk.
We reserve the right to modify, suspend, or discontinue any part of the Site at any time without notice.
9. No Professional Advice
Content and Services are provided for general informational and educational purposes only. They do not constitute legal, medical, financial, investment, or other professional advice. You are solely responsible for evaluating the accuracy and usefulness of any information provided and should consult qualified professionals before acting on it.
10. Limitation of Liability
To the fullest extent permitted by law, we and our Affiliates will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost profits, data, goodwill, or other intangible losses arising out of your use of or inability to use the Site or Services. Our aggregate liability for any claims arising from these Terms or the Site will not exceed the greater of (a) amounts you paid to us for Services during the twelve (12) months preceding the claim or (b) one hundred U.S. dollars (US$100).
11. Indemnification
You agree to indemnify, defend, and hold harmless Abraham Ojo, our Affiliates, Marketing Partners, licensors, and service providers from any claims, liabilities, damages, losses, or expenses (including reasonable attorneys' fees) arising from or related to your violation of these Terms, your misuse of the Site, or your infringement of any rights of a third party.
12. User Feedback & Submissions
If you submit ideas, suggestions, or other feedback, you grant us an unrestricted, perpetual, irrevocable, non-exclusive, fully paid, transferable, and sublicensable license to use such feedback for any purpose without acknowledgement or compensation.
13. General Terms
We may update these Terms from time to time. Changes take effect upon posting to the Site, and your continued use constitutes acceptance. If any provision is held unenforceable, the remainder of the Terms will remain in effect. No waiver of any provision is effective unless made in writing and signed by us.
You may not assign or transfer your rights or obligations under these Terms without our prior written consent. We may assign our rights and obligations at any time as part of a merger, acquisition, or other corporate transaction, or to any Affiliate.
14. Governing Law & Jurisdiction
These Terms are governed by, and construed in accordance with, the laws of the United States and, where applicable, the laws of any state or territory in which we maintain our principal place of business, in each case without regard to conflict-of-law principles. You agree to submit to the exclusive jurisdiction of the state and federal courts located closest to our principal place of business for any dispute arising out of or relating to these Terms or the Site.
15. Contact
Questions about these Terms may be directed to hello@abrahamojo.com.